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Access business financing based on your needs, business size, and available collateral. Wing Bank offers both Secured Business Loan and Unsecured Business Loan to help support daily operations, business expansion, investment needs, or short-term growth plans.
Running a business means making timely decisions. Whether you need to strengthen cash flow, invest in new opportunities, expand operations, or keep daily business activities running smoothly, Wing Bank Business Loan gives you financing options that fit different business needs.
Choose a secured loan if you need higher financing with collateral, or an unsecured loan if you need quick access to smaller business funding without pledging assets.
Get financing to support daily operations, business expansion, investment needs, or working capital.
Choose the loan option that fits your business situation, whether you have collateral or need collateral-free financing.
Enjoy flexible repayment options designed to help you manage your business cash flow more effectively.
Secured Business Loan is suitable for business owners who need higher loan amounts and can use assets as collateral.
With loan amounts up to USD 1 million or more, repayment terms up to 10 years, and interest rate from 8.50% p.a., this loan helps support business expansion, investment opportunities, and stronger cash flow management.
This option is designed for customers who want reliable financing with flexible terms and collateral-backed support.
Unsecured Business Loan is suitable for small or home-based businesses that need quick access to financing without pledging assets.
With loan amounts up to USD 5,000 or KHR equivalent, tenor up to 24 months, negotiable interest rate, and no collateral requirement, this loan helps support daily operations, small business growth, or new business ideas.
This option is designed for customers who need simple, fast, and collateral-free business financing.
Feature | Secured Business Loan | Unsecured Business Loan |
| Best For | Business owners who need higher funding with better terms using collateral | Small or home-based businesses that need quick, simple, and collateral-free financing |
| Eligibility | Individual/Cambodia (Cambodian main borrower; co-borrower can be Cambodian or a foreigner | Individual/Cambodia (Cambodian main borrower; co-borrower can be Cambodian or a foreigner |
| Age Requirement | 18–65 years old at loan maturity | 18–65 years old at loan maturity |
| Purpose | Working capital, business operation, investment, and individual purposes | Working capital, daily operations and business growth |
| Loan Amount | Up to USD 1 million or more | Up to USD 5,000 or KHR equivalent |
| Interest Rate | From 8.50% p.a. | Negotiable |
| Loan Term | Up to 120 months | Up to 24 months |
| Collateral | Hard or soft title deed | No collateral needed |
| Repayment Method | Equal Monthly Installment (EMI) or Equal Monthly Principal (EMP) | Simple monthly repayment with EMI structure |
Applying is simple, and required documents may vary based on the loan type and Wing Bank’s credit policy.
Documents may include:
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