Flexible Funding When Your Business Needs It Most 

 

Manage cash flow, cover short-term expenses, or respond quickly to new opportunities with Wing Bank’s Secured Credit Line. Access funds when you need them, pay interest only on what you use, and keep your business moving—without unnecessary delays. 

 

Credit line from: USD 10,000 
Interest rate: From 8.50% p.a. 

 

Designed for Day-to-Day Business Needs 

 

Running a business means dealing with ups and downs. A Secured Credit Line gives you the flexibility to borrow when needed, repay, and borrow again—so you’re always prepared. 

  • Fast approval in just a few days 
  • Flexible access to funds for short-term needs 
  • Simple application via digital channels or with our Lending Team 

Why Choose Wing Bank for Your Secured Credit Line? 

 

Fast & Clear Decisions 

Get your credit line approved in just a few days, so you’re ready when opportunities arise.

 

Pay Only for What You Use 

Enjoy competitive interest rates and pay interest only on the amount you draw.

 

Strong Financing Support 

Access up to 70% of your collateral value, giving your business greater financial flexibility.

 

Simple & Secure Setup 

Your credit line is secured with hard or soft title deeds, supported by minimal documentation.

 

Built for Short-Term Business Needs 

Ideal for working capital, inventory, and short-term operational expenses. 

Product Features  

 

Feature Details 
Purpose Short-term business purpose 
Eligibility Cambodian main borrower; co-borrower can be Cambodian or Foreigner 
Age Requirement 18 – 65 years (at loan maturity) 
Loan Amount USD 10,000 – over USD 500,000 (or KHR equivalent) 
Interest Rate From 8.50% p.a. 
LTV Up to 70% of collateral value 
Loan Term 1, 3, 6, or 12 months  
Facility Validity 36 months (subject to annual review) 
Repayment Method Monthly interest payments; principal payable at maturity 
Insurance: Fire Insurance required for building (Loan limit > USD 100,000) 

How to Apply 

 

Step 1: Start the Conversation 

Apply online, contact our Lending Team or District Bankers, chat on Facebook, or call 023 999 989.

 
Step 2: Share Basic Information 

Submit your National ID and income documents digitally or in person. 

 

Step 3: Review & Follow-Up 

Our team will collect supporting documents and conduct a site visit if required. 

 

Step 4: Approval & Credit Line Setup 

Once approved, your secured credit line will be set up based on the agreed terms. 

 

Step 5: Access Funds When Needed 

Draw funds as your business requires and stay in control of your cash flow. 

Get Started Today 

 

Give your business the flexibility it needs with a secured credit line you can rely on. 
Wing Bank is here to support your growth—every step of the way. 

 

 

Contact Us for Support 

 

Need help or have questions? Our team is ready to assist you: 

 

  • Visit any Wing Bank Branch to speak to our loan officers, who are ready to assist you. 
  • Call our customer service at 023 999 989 
  • Chat or call via the “Help” feature in the Wing Bank app 
  • Message our verified Wing Bank Facebook page 

 

Talk to Us Today

We’re ready to help you take the first step.

Call
(+855) 23 999 989
Email
care.centre@wingbank.com.kh
Chat via
Wing Bank App
Message our
verified Facebook page