Key Product Information

Loan Type

Unsecured agricultural loan

Purpose

Investment in climate-smart technology

Loan Amount

Up to USD 200,000

Service Fee

Free of charge

Interest Rate

8.5% per year

Loan Tenor

Up to 36 months

Repayment Method

This loan is designed to support the realities of agricultural business operations with more flexible repayment arrangements.
  • Flexible repayment structure 
  • Monthly interest payment 
  • Flexible principal repayment by stages or based on crop seasonality 

Required Documents

To apply, please prepare the following documents: 

  • Certificate of Registration 
  • ID card or passport of board members 
  • Articles of incorporation, organizational structure, and internal policies 
  • Business plan, including investment cost and expenses 
  • Profit and loss reports for the last 2 years 
  • Purchase agreement or farming contract between the community and the buyer 

Loan Eligibility Criteria 

 

This loan is available for eligible agribusinesses that meet the following conditions: 

  • Cambodian citizens aged 18 to 65 years old 
  • Agribusinesses located in Battambang, Kampong Chhnang, Kampong Thom, Prey Veng, and Takeo provinces 
  • Intend to use the loan to invest in climate-smart technology 
  • Have sufficient repayment capacity 

Why This Loan Matters 

Investing in climate-smart technology can help agribusinesses improve efficiency, adapt to changing conditions, and build stronger agricultural value chains. With this financing support, eligible businesses can access the funding they need to move forward with greater confidence.