Wing Bank Local Transfer via The NCS is the fastest, easiest, and most affordable way to send money to anyone in Cambodia.

With our easy-to-use mobile app, you can transfer money to any local bank account in minutes, no need go to branches or issue cheque.​

Our local bank transfer service is available in KHR and USD with fees as low as 0.05% of the transferred amount. We have partnered with more than 30 local banks and MFI nationwide to ensure that you can transfer funds quickly and easily.

How to Transfer via the Wing Bank App

 

  1. Launch the Wing Bank App
  2. Tap on Local Transfer
  3. Select Wing Bank to Other Bank and then NCS
  4. Choose the Bank you want to transfer money to
  5. Enter the recipient's details, such as their name, bank account number, amount, and purpose.
  6. Agree to the terms and conditions
  7. And click SEND

Transfer Limitation

 

  • Per transaction: Unlimited
  • Per day: USD 100,000 or KHR 400,000,000

 

Table of Fees & Charges

 

CurrencyAmountFees
USD100,0000.05%
(min. 5USD)
KHR400,000,0000.05%
(min. 20,00 KHR)

Enjoy Promotion with 0% Fee

 

CurrencyAmountFees
USD100,0000.05%
(min. 5USD)
KHR400,000,0000.05%
(min. 20,00 KHR)


 

* Promo date: February 2023 – 31st Dec 2025

 

List of MFIs and Participating Banks

 

IDBICExternal CodeNameClearing Center
1001ABAAKHPP36100Advanced Bank of Asia LtdPhnom Penh
1004ACLBKHPP41001ACLEDA Bank PlcPhnom Penh
1176BKCHKHPP71001Bank of China (Hong Kong) Limited Phnom Penh BranchPhnom Penh
1466BKKBKHPP82001Bangkok Bank Plc. Br. CambodiaPhnom Penh
19336BREDKHP292001Bred Bank Cambodia PlcPhnom Penh
1009CABCKHPP16010Cambodia Asia Bank LtdPhnom Penh
1015CADIKHPP5001Canadia Bank PlcPhnom Penh
320598CHNOKHPP99001Chip Mong Commercial Bank PlcPhnom Penh
1011CIBBKHPP72121CIMB Bank Cambodia PlcPhnom Penh
1016CPBLKHPP4010Cambodian Public Bank LtdPhnom Penh
1027CSBCKHPP80011Cathay United Bank Cambodia Co, LtdPhnom Penh
1020CZNBKHPP66001Kookmin Bank Cambodia PlcPhnom Penh
1017FCBKKHPP40001First Commercial Bank Phnom Penh BranchPhnom Penh
1018FTCCKHPP1010Foreign Trade Bank of CambodiaPhnom Penh
1019HDSBKHPP81005Phillip Bank PlcPhnom Penh
1316HLBBKHPP77001Hong Leong Bank Cambodia PLCPhnom Penh
1265ICBCKHPP73001Mega International Commercial BankPhnom Penh
1040ICBKKHPP69001ICBC Limited Phnom Penh BranchPhnom Penh
1088IDBCKHPP68001Bank for Invest and Deve of Cambodia PlcPhnom Penh
1021KRTHTHBK9999Krung Thai Bank Public Co, LtdPhnom Penh
1022MBBEKHPP20001May Bank Phnom Penh Branch PlcPhnom Penh
1346MSCBVNVX74001MB Bank Plc., Cambodia BranchPhnom Penh
1003NCAMKHPP100001National Bank of CambodiaPhnom Penh
1023OSKIKHPP78002RHB Bank (Cambodia) Plc.Phnom Penh
346948PINCKHPP96001PRINCE Bank PlcPhnom Penh
1024PPCBKHPP58111Phnom Penh Commercial BankPhnom Penh
565160SBHRKHPP105999SBI Ly Hour Bank PlcPhnom Penh
1525SBPLKHPP56099Sathapana Bank PlcPhnom Penh
1026SGTTVNVX64001Sacom Bank Cambodia PLcPhnom Penh
1028SHBKKHPP53001Shinhan Bank (Cambodia) Plc.Phnom Penh
1010SICOKHPP3001Cambodian Commercial Bank LtdPhnom Penh
1241TACBKHPP76001Taiwan Cooperative Bank Phnom Penh BranchPhnom Penh
241470TCABKHPP102010JTrust Royal Bank LtdPhnom Penh
1029UCBPKHPP26100Union Commercial Bank PlcPhnom Penh
1030VBLCKHPP43050Vattanac BankPhnom Penh

Frequently Asked Questions

Need help with something? You'll find answers to our most frequently asked questions here.
1. What is NCS Fund Transfer?
NCS Fund Transfer is a manual inter-bank transfer system that allows Wing customers to send money from their Wing accounts to local bank accounts in Cambodia.
2. Who is eligible to perform NCS Fund Transfer?
NCS Fund Transfer is only available to Wing customers with fully verified accounts. Customers with non-KYC or partial KYC accounts must upgrade their account verification status at a Wing branch or agent before they can use NCS Fund Transfer.
3. How many bank members can I transfer money to?
You can transfer money to the following bank members: 1. Sathapana 2. ABA 3. Acleda 4. Amret 5. Prasac
4. Can I transfer cross-currency?
No, NCS Fund Transfer only supports transfers in the same currency.
5. No, NCS Fund Transfer only supports transfers in the same currency.
NCS Fund Transfer supports USD and KHR.
6. What is the daily transaction limit for USD or KHR?
The daily transaction limit is $100,000 or 400,000,000 KHR.
7. What are the transaction amount range and transfer fee?
1. Transaction amount range: $0.01 - $100,000 or 100 KHR - 400,000,000 KHR 2. Transfer fee: 0.05% of the transfer amount, with a minimum fee of $5 or 20,000 KHR
8. How do I perform a fund transfer via NCS through the Wing Bank app?
1. Launch the Wing Bank App 2. Tap on Local Transfer 3. Select Wing Bank to Other Bank and then NCS. 4. Choose your Wing Bank account and the bank you want to transfer money to. 5. Enter the recipient's details, such as their name, bank account number, amount, and purpose. 6. Agree to the terms and conditions 7. and click SEND
9. How long does it take for the recipient to receive the funds?
The recipient will usually receive the funds within 2 business days.
10. How can I cancel a transaction if I change my mind or send it to the wrong recipient account?
You cannot cancel a transaction once it has been completed through the Wing Bank app. However, if you need to cancel the transaction, you can visit a Wing Bank branch or contact Wing Bank customer service at 023 999 989 or 012 999 489 for assistance. If your cancellation request is valid, our bank operations team will manually process a refund to your account, excluding the transfer fee.
11. How long does it take to process a transaction?
1. Transactions made before 10am will be processed in the first cycle on the same business day. 2. Transactions made between 10am and 2pm will be processed in the second cycle on the same business day. 3. Transactions made after 2pm or on weekends and holidays will be processed the next business day.
12. Will I be notified if my transaction is rejected or declined?
If your transaction is rejected or declined, you will be notified within 1 business day.