From online shopping to overseas travel, Wing Bank Visa Cards give you freedom, flexibility, and full control — all managed directly in your Wing Bank App.

  Card Options — Pick What Fits You

 

  • Visa Virtual Card – Instantly issued in your app for online payments and subscriptions.
  • Visa Debit Card – Everyday spending and cash withdrawals in Cambodia and worldwide.
  • Visa Credit Card – Pay later, travel better, and enjoy premium lifestyle benefits.

 

 

  Why You’ll Love It

 

  • You can choose the option to print your own or family photo on your card.  
  • Numberless design for enhanced security
  • Tap, swipe, or withdraw cash wherever Visa/CSS is accepted
  • Free cash withdrawals at Wing Bank ATMs nationwide
  • Real-time alerts and full card control in the Wing Bank App (set limits, block/unblock, manage usage)
  • Exclusive offers with Wing Bank & Visa partners

Card Types

Visa Virtual Card

Your online shopping companion. Created instantly in the Wing Bank App, linked to your account, and designed for safe online payments and subscriptions.

Visa Debit Card

Your online shopping companion. Connected to your Wing Bank Savings or Current Account, perfect for daily spending with high-level security.

Visa Credit Card

Spend smarter. Travel better. Enjoy up to USD 1M travel insurance, up to 8 times access to premium airport lounges through the DragonPass network yearly, and exclusive premium perks.

Visa Customized Cards  

My life. My card. My signature 

 

Display your personality or a favorite memory on your debit or credit card. From online shopping to overseas travel, Wing Bank Visa Customized Cards give you freedom, flexibility, and full control — all managed directly in your Wing Bank App. 

Fees & Limits

 

Virtual Card

Type of ServiceFee & Limit
Card Issuance Fee1st–3rd cards: Free; 4th–10th cards: USD 1 fee each.
Minimum Balance RequiredUSD 5
Monthly FeeUSD 0.50
Daily Purchase Amount LimitUSD 5,000
Daily Purchase Transaction LimitUp to 99 times
Non-USD Purchase Fee2.5% of transaction amount
Transaction Decline FeeUSD 0.40 (Insufficient balance only)
Cross-Border Fee1% of transaction amount (Apply for any merchant/acquire outside Cambodia)

 

Notes
  • Maximum 12 virtual cards per user (Visa: 2, Mastercard: 10)
  • Full KYC required
  • Monthly fee charged upfront
  • Minimum balance of USD 5 required to maintain the card

 

Debit Card

 

Type of ServiceVisa Debit
Card Printing Fee (Visa Customized Card Option) USD 5 
Card Annual Fee*USD 6 (Annual fee waived until 31-Dec-2026)
Cash Withdrawal Fee at Wing Bank’s ATMFree
Cash Withdrawal Fee at Other Bank’s ATM/ POS2% of transaction amount (Min USD 5)
Purchase or Cash Withdrawal Fee in non-USD 2.5% of transaction amount
Daily Purchase Amount Limit at POS or OnlineUSD 5,000
Daily Purchase Transaction Limit Up to 99 times
Daily Cash Withdrawal Amount LimitUSD 5,000
Daily Cash Withdrawal Transaction Limit5 times 
Transaction Decline FeeFree
Balance Inquiry (Other Banks)USD 0.50
PIN Change FeeFree
Card Validity5 years

* The following Year will be waived if complete 12 transactions per year​
 

Eligibility
  • Full KYC Wing Bank account
  • Age 18 years old and above
  • Applicable to all Wing Bank account types
  • Cambodian nationals and eligible foreign residents
  • Proof of identification: Cambodian National ID or Passport

 

For Foreigners
  • Valid visa
  • Living in Cambodia more than 182 days
  • Employment contract or business registration

 

Credit Card

 

Type of ServiceVisa GoldVisa Platinum
Card Printing Fee (Visa Customized Card Option) USD 5 USD 5 
Annual Fee (Primary)*USD 50 (annual fee waiver until 31-Dec-2026)USD 250 (annual fee waiver until 31-Dec-2026)
Annual Fee (Supplementary)**USD 10USD 50
Cash Advance Fee2% of transaction amount (Min USD 5)2% of transaction amount (Min USD 5)
Cash Advance Interest2% / month2% / month
Purchase Interest1.5% / month1.5% / month
Non-USD Transaction Fee2.5% of transaction amount2.5% of transaction amount
Late Payment Charge5% of minimum repayment5% of minimum repayment
Daily Purchase Amount LimitUp to USD 5,000Up to USD 50,000
Daily Purchase Transaction Limit Up to 99 timesUp to 99 times
Daily Cash Advance Limit50% of credit limit50% of credit limit
Daily Cash Advance Amount LimitUSD 1,000USD 1,000
Daily Cash Advance Transaction Limit 5 times5 times
Transaction Decline FeeFreeFree
Balance Inquiry (Other Banks)USD 0.50USD 0.50
Card Replacement FeeUSD 10USD 15
PIN Change FeeFreeFree
Card Validity5 years5 years

* The following Year will be waived if complete 12 transactions per year​
** Annual fee waiver until 31-Dec-2026 for the 1st of supplementary card. The following Year will be waived if complete 12transactions per year​
 

Eligibility
 

Cardholder Age

  • Principal cardholder: 18 years old and above
  • Supplementary cardholder: 15 years old and above

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Visa Credit Card Eligibility Criteria

 

CardVariantEligibility & Key Requirements
Gold  Unsecured

• Minimum income: USD 200 (gross salary or profit)

• Nationality: Cambodian only

• Proof of income required

• Optional company or personal guarantee

• Cambodian National ID or Passport

Secured

• Fixed Deposit with Wing Bank

• Minimum FD term: 6 months with rollover

• Credit limit: Up to 90% of collateral value

• Available for Cambodians and foreigners

• Cambodian National ID or Passport

Platinum  Unsecured

• Minimum income: USD 2,000 (gross salary or profit)

• Nationality: Cambodian only

• Proof of income required

• Optional company or personal guarantee

• Cambodian National ID or Passport

Secured

• Savings / Current Account / Fixed Deposit with Wing Bank

• Minimum FD term: 6 months with rollover (for Fixed Deposit)

• Credit limit: Up to 90% of collateral value

• Available for Cambodians and foreigners

• Cambodian National ID or Passport

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Additional Requirements for Foreigners

*  (Applicable to Secured Visa Credit Cards only)

  • Valid visa
  • Living in Cambodia more than 182 days
  • Employment contract or business registration  

 

Important Notes
  • Outstanding balance must be fully settled before card closure.
  • The bank may offset the collateral if repayment is required.

How to Apply

 

  • Virtual Card: Apply instantly via the Wing Bank App
  • Physical Card: Apply at any Wing Bank branch

 

Support

 

📞Hotline: 023 999 989

💬HelpBot: Available in the Wing Bank App