What is Trade Finance? 

 

Trade Finance helps businesses buy and sell goods locally and internationally—more safely and smoothly. 
It supports your trade transactions by: 

  • reducing payment and delivery risk 
  • improving working capital and cash flow 
  • giving you bank-backed credibility with suppliers and partners 

 

Who is it for

 

Importers, exporters, distributors, manufacturers, contractors, and growing SMEs—whether you trade regularly or only a few times a year. 

 

 

Why businesses use Trade Finance

Common Challenges

 

  • “I’m not sure my supplier/buyer will pay on time.”
  • “My cash is tied up while goods are in transit.”
  • “My customer requires a guarantee to award the contract.”
  • “Documents and shipping requirements are complicated.”

What Trade Finance helps you do

 

  • Get paid with more assurance
  • Receive goods with clearer conditions
  • Win tenders and secure contracts
  • Keep your working capital moving

Our Trade Finance Products

 

Which product should I choose

 

Not sure what fits? Use this simple guide:
  • Need strongest payment protection for import/export → LC
  • Need tender/contract support → BG / SBLC
  • Want lower-cost settlement + document control → Documentary Collection
  • Need goods now and pay later → Trust Receipt (TR)

 

Why Wing Bank

 

Make trade easier, faster, and more accessible.

  • SME-friendly access (start small)
  • clear process and guided support
  • faster turnaround when documents are complete
  • promotion pricing available on selected services
  • GDCE e-payment support: Pay customs duties/taxes and import–export fees through Wing Bank via GDCE e-payment collaboration 

 

Trade Finance Promotion

 

  • Promo pricing: 0.6% p.a. on selected Trade Finance services
  • No minimum fees (SME-friendly)
  • Waived document handling fees for selected collections (IBC/OBC)
  • Same-day processing when complete documents are submitted before cut-off time

 

Eligible products

 

Letter of Credit (LC), Bank Guarantee / Standby LC, Documentary Collections
(Subject to bank approval and applicable terms & conditions.)