Wing KHQR Accepts Vietnam & Laos Payments

Participating Banks from Vietnam (VietQR Global) 

• BV Bank 
• BIDV 
• Nam A Bank 
• Sacom Bank 
• Shinhan Bank 

Participating Banks from Laos (LAPNET) 

• ACLEDA Bank Lao Ltd. (ABL) 
• Agricultural Promotion Bank (APB) 
• BANKQUE FRANCO-LAO BANK (BFL) 
• Banque Pour Le Commerce Exterieur Lao Public (BCEL) 
• Indochina Bank 
• Joint Development Bank (JDB) 
• KBank (Kasikornthaibank Lao) 
• Lao Development Bank (LDB) 
• Lao-Viet Bank (LVB) 
• MB (Military Commercial Joint Stock Bank – Lao Branch) 

With one unified Wing KHQR, merchants can display a single KHQR code to accept payments from any participating local or international financial institution, expanding access and supporting the digital economy push in Cambodia.

Key Benefits for Merchants

• Attract more regional travelers: 

Accept payments from tourists and business travelers from Vietnam and Laos using their home bank apps. 

• One QR for all: 

No need to display multiple codes—your single KHQR supports inbound payments from participating Vietnam and Laos banks. 

• Instant, secure, cashless: 

Reduce Cash handling risks and enjoy faster checkouts with real time, hassle free QR transactions. 

• Receive funds in KHR: 

Wing Merchants will automatically receive payments in KHR when customers from Vietnam and Laos scan and pay via Wing KHQR using their local banking apps. 

• Regulated and reliable: 

Powered by the National Bank of Cambodia’s Bakong KHQR standard, supporting regional interoperability. 

• Support business growth: 

Capture new opportunities from increasing cross border mobility and tourism within the Mekong region. 

Key Features

• Accept Vietnam and Laos inbound payments via Wing KHQR 
• Settlement in Khmer Riel (KHR) directly to your Merchant Account 
• No extra setup or additional QR required 
• Safe, fast, and compliant through Bakong’s secure QR infrastructure 

How to Apply 

Visit any nearby Wing Bank branch to register your business for KHQR international acceptance. Our team will guide you through a simple onboarding process.