Key Benefits:

 

  • Death due to all causes (Basic plan)
    100% payout of the sum assured.
  • Total and Permanent Disability (TPD) due to all causes (Basic plan) 
    100% payout of the sum assured.
  • Hospitalization Rider 

 

*For detailed terms and conditions, please refer to our insurance policy.

Product Features

Eligible Age:1 - 60
Coverage Period:1 Year
Sum Assured:Starting from USD 500 and above
Medical Check-up:Not required for coverage of USD 30,000 or below
Area of Coverage:Cambodia and around the world

Frequently Asked Questions

Need help with something? You'll find answers to our most frequently asked questions here.
1. What does this product cover?
RAKSMEY KAPEA is a life insurance policy designed to protect the insured against financial loss in the event of death or hospitalization due to illness or injury. ​​​​​​​ Key Benefits: Medical Check-Up: Not required for coverage of USD 30,000 or below, Immediate coverage upon registration, Easy-to-understand product, Simple and hassle-free claim process
2. How much coverage does this product provide?
Coverage starts from KHR 2,000,000 (USD 500) and above, with a coverage term of 12 months (1 year).
3. How can I pay the premium?
Premiums can be paid in advance, monthly, quarterly, semi-annually, or annually.
4. Default: What happens if I miss a premium payment?
If any premium after the first is not paid by its due date, it will be considered in default. If the premium remains unpaid after the 30-day grace period, the policy will be suspended, and no coverage will apply during the suspension period.
5. How to make a claim?
Notify Royal Group Insurance as soon as possible by calling (855) 11 255 200. Our insurance staff will assist you with document preparation and guide you through the next steps. Email: claims@rgi.com.kh, Address: No.14, Street 1003, Bayab Village, Phnom Penh Thmei, Sen Sok District, Phnom Penh.
6. How long does it take to process a claim?
Notify within 30 days of the date of the incident and submit all documents within 60 days. The company will process and respond within 15 working days after receiving complete documentation
7. How can I contact our agent?
You may reach us through the following channels: Hotline: (+855) 11 255 200, Phone Desk: (+855) 61 431 111, Email: support@rgi.com.kh, Telegram: https://t.me/RGI_telegram_support