ខ្មែរ
The Wing Digital Loan is a revolutionary offering that puts the power of borrowing at your fingertips. With the convenience of our Wing Bank App, you can apply for a loan anytime, anywhere, making it the ideal choice for those seeking immediate financial assistance.
Benefits:
- No collateral or guarantor required.
- Fast and convenient application process via the Wing Bank App.
- Competitive interest rates.
- Quick approval in minutes.
- Funds deposited directly into your Wing Bank account.
- Flexibility in loan usage - take only what you need at the time, potentially saving on interest costs.
- Interest is calculated daily on the loan and can be repaid in a few days.
- Apply conveniently via the Wing Bank App.
Eligibility Criteria:
To qualify for our Wing Digital Loan, applicants should:
- Be at least 18 years old.
- Meet any specific company or guarantee requirements, if applicable.
- Hold a valid employment permit.
- Provide a valid ID card and passport.
- Submit a certificate of residence from the local authority.
- Furnish any other supporting documents as required.
Ready to Start?
Whenever you need cash, simply download the Wing Bank App and apply for a Wing Digital Loan. If you don't have the app yet, visit the App Store or scan the QR code to download it.
Wing Digital Loan FAQ
1. What is Wing Digital Loan?
Wing Digital Loan is a loan service that is fast, convenient, and secure, offered by Wing for all customers—this includes payroll users, merchants, agents, and the general public in Cambodia. Customers can easily apply for a loan via the Wing Bank App, any Wing Agent nationwide, or any Wing Bank branch. Loan amounts are available up to $50,000.
2. Who is eligible to apply for Wing Digital Loan?
All customers aged between 18 to 65 years old.
3. How can I apply for a Wing Digital Loan?
You can apply through the Wing Bank App, any Wing Agent, or any Wing Bank branch.
4. I don't know how to apply. Can a Wing Agent help me?
Yes, you can visit any Wing Agent or Wing Bank branch to get assistance with your loan application.
5. Why should I choose Wing Digital Loan?
Wing Digital Loan offers fast approval, instant disbursement, and a convenient application process—no waiting time required.
6. What is the interest rate?
The interest rate depends on the loan type you apply for, starting from as low as 1% per month. The exact rate will be displayed during the application process.
7. What is the loan tenure?
The loan tenure varies depending on the loan type—up to 36 months. Details will be shown during the application.
8. What is the maximum loan amount?
Up to $50,000.
9. Is collateral or a guarantor required?
No, Wing Digital Loan does not require any collateral or guarantor.
10. Are there any fees?
Fees depend on the loan type and will be clearly shown during the loan application.
11. How long does loan approval take?
Approval status is notified instantly.
12. Is the loan disbursed instantly?
Yes, it is disbursed instantly direct to you Wing Bank account.
13. How will I receive the disbursed loan?
The loan amount will be credited to your Wing account.
14. How can I pay my monthly installment?
The system will automatically deduct the monthly repayment from your Wing account on the due date or payroll date (based on terms and conditions). You can also pay manually via the Wing Bank App, Wing Agent, or Wing Bank.
15. How can I pay off the loan in full?
You can pay off your loan anytime via the Wing Bank App, Wing Agent, and Wing Bank Branch.
16. Will Wing Bank check my CBC report?
Yes. In compliance with regulations, CBC (Credit Bureau Cambodia) checks are required.
17. Will a late payment affect my CBC credit report?
Yes, your CBC credit report will reflect your repayment history, including any late payments.
18. Are there penalties for late payments?
Yes. A penalty of 2.25% per month (daily calculation) on the overdue installment amount will be applied. Timely payments are encouraged to maintain a good credit history.
19. Is there any extra fee for applying through a Wing Agent?
No, there are no extra fees for applying through a Wing Agent.
20. Who should I contact for more information?
You can reach out to Wing Customer Service at:
- 023 9999 89
- 012 999 489
Or visit any Wing Agent or Wing Bank branch.21. How can I view my loan repayment schedule?
Open the Wing Bank App
Go to the “Loan” section
Tap “Loan History”
Select the loan you want to view
You’ll see your full repayment schedule right there!22. How will I know if I’m approved? How can I check my application status?
You will receive an app notification and SMS once your loan is approved. You can also check your status in the Wing Bank App under “Wing Digital Loan.
23. How will I know if I’m approved? How can I check my application status?
You will receive an app notification and SMS once your loan is approved. You can also check your status in the Wing Bank App under “Wing Digital Loan.24. What documents are required to apply?
No documents are required to apply for a digital loan.