Trade Finance

Letter of Credit (LC)

• Import LC: For paying foreign suppliers securely.
• Export LC: For ensuring timely receipt of payments from international buyers.

Trust Receipt Loan (TR)

Short-term financing where Wing Bank legally owns the goods and releases them to the buyer under trust, enabling immediate resale and repayment.

Bank Guarantee

Ensures payment in case of default on contractual obligations. Wing Bank offers all types of guarantees, including:

• Bid/Tender Guarantee
• Performance Guarantee
• Advance Payment Guarantee
• Warranty Guarantee
• Payment Guarantee
• Standby Letter of Credit (SBLC)

Documentary Collection (Inward/Outward)

Wing Bank acts as the seller’s bank to send documents and collection instructions, or acts as the buyer’s bank to release documents under the following conditions:

• Documents Against Payment (D/P): Buyer must pay before receiving documents.
• Documents Against Acceptance (D/A): Buyer accepts bill of exchange and pays on agreed date.

Structure Trade Finance Loan

A short-term, working capital loan for importers/exporters to fund specific trade transactions, backed by appropriate trade documents. Available for both pre- and post-shipment needs.