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Complaint​ Resolution

Step 1

Contact Customer Service

If we didn't meet your expectations while serving you, please speak to our Customer Service Specialist through one of the following​ channels:

Call​ our​ hotline​ numbers: +855 23 999 989

Chat​ with​ us​ on​ our​ Facebook page;

Very​ often,​ the​ issue​ will​ be​ resolved​ quickly​ in​ Step​ 1.

If​ you​ are​ still​ dissatisfied,​ please​ proceed​ to​ Step​ 2.

Step 2

Lodge​ a​ formal​ complaint

If​ your​ complaint​ has​ not​ been​ resolved​ by​ our​ Customer​ Service​ Specialist,​ you​ can​ submit formal​ complaint​ to​ the​ Complaint​ and​ Dispute​ Resolution​ Unit.

Please​ complete​ the​ Complaint​ Acknowledgement​ Form and​ click​ Submit.​ Specialists​ from the​ Unit​ will​ be​ contacting​ you​ shortly.

Complaint​ and​ Dispute​ Resolution​ Unit:​ an​ independent​ and​ impartial team

In​ the​ situation​ where​ a​ formal​ complaint​ has​ been​ lodged​ to​ the​ Complaint​ and​ Dispute​ Resolution Unit,​ the​ case​ will​ be​ then​ managed​ by​ the​ Unit​ that​ offers​ a​ fair,​ impartial,​ and​ objective​ investigation of​ all​ complaints.​ When​ the​ Unit​ reviews​ a​ formal​ complaint​ about​ the​ Bank’s​ products​ and​ services,​ it will​ base​ on:

  • Laws​ and​ regulations;​ and
  • Sound​ industry​ practices.

The​ 2-stage​ Resolution​ Process

The​ official​ investigation​ of​ a​ formal​ complaint​ will​ be​ based​ on​ the​ 2-stage​ Resolution​ Process:

In​ the​ situation​ where​ a​ formal​ complaint​ has​ been​ lodged​ to​ the​ Complaint​ and​ Dispute​ Resolution Unit,​ the​ case​ will​ be​ then​ managed​ by​ the​ Unit​ that​ offers​ a​ fair,​ impartial,​ and​ objective​ investigation of​ all​ complaints.​ When​ the​ Unit​ reviews​ a​ formal​ complaint​ about​ the​ Bank’s​ products​ and​ services,​ it will​ base​ on:

First-stage resolution
  • The​ Unit​ to​ conduct​ fact​ findings,​ evaluate,​ and​ propose​ amicable resolution;
  • If​ a​ resolution​ is​ still​ not​ met,​ the​ complaint​ will​ be​ moved​ to​ the second​ resolution​ stage.
Within​ 2​ Business​ Days
Second-stage resolution
  • The​ Unit​ to​ deep-dive​ into​ the​ root​ cause(s)​ and​ offer​ different solutions;
  • If​ amicable​ resolution​ is​ still​ not​ achieved,​ the​ complaint​ will​ be escalated​ to​ the​ Wing's​ Complaint​ Resolution​ Committee​ (CRC);
  • CRC​ will​ run​ an​ investigation,​ analyze​ the​ facts,​ and​ make​ a​ final decision.
Within​ 28​ Business​ Days

Every​ formal​ complaint​ submitted​ to​ the​ Complaint​ and​ Dispute​ Resolution​ Unit​ will​ follow​ the procedures​ listed​ below:

  • Acknowledge​ the​ complaint​ within​ the​ same​ business​ day;
  • Record​ lodged​ complaint​ status;
  • Advise​ the​ next​ steps​ to​ be​ taken;
  • Provide​ indicative​ timeline​ for​ resolution.

Helpful​ information​ to​ support​ your​ official​ complaint

To​ make​ it​ easier​ to​ process​ your​ complaint,​ make​ sure​ you​ provide​ as​ much​ information​ as​ possible, such​ as:

  • A​ description​ of​ the​ event;
  • The​ chronology​ of​ the​ event​ (date​ and​ time,​ if​ possible);
  • The​ name​ of​ the​ business​ line​ and​ employees​ you​ dealt​ with;
  • Any​ document​ relevant​ to​ the​ analysis​ of​ your​ complaint.

Examples​ of​ Complaints/Disputes

Here​ are​ a​ few​ examples​ of​ complaints/disputes​ inspired​ by​ real​ cases,​ plus​ our​ solutions​ and​ helpful tips​ to​ prevent​ them​ from​ happening​ to​ you.