ខ្មែរ
Wing Credit Cards
Wing Credit Cards allow you to enjoy a reserve fund at your command. With a Wing Credit Cards, you can cover your daily expenses, make big purchases, or even travel the world. And, with an interest-free period of up to 55 days, you have plenty of time to repay your balance without incurring interest charges.
In addition to the financial freedom Wing Credit Cards offer, you can access exclusive discounts and promotions from Wing Bank and Visa worldwide. So, whether shopping for groceries, dining out, or booking a vacation, you can save money with your Wing Credit Cards.
Find the card that fits your style and apply now!
Wing Credit Cards
Card Feature & Benefits
Make payment via POS
Make payment via POS and online worldwide wherever VISA accepted
Get alert for every card transaction made
Cash Advance up to 100%
Cash Advance up to 100% of credit limit from ATMs worldwide wherever VISA accepted (daily/transaction limit is set)
Enjoy eco-friendly by holding card that made by 94% plant material
Customer service support 24/7
Enjoy exciting promotions at VISA participated merchant program worldwide
Card management
Card management and bill payment are available on the secure and user-friendly Wing Bank App
Buy Now, pay later: Enjoy 0% interest up to 55 days for purchase transaction.
Travel Insurance
Wing Visa Gold Credit Card: up to 500K dollars Wing Visa Infinite Credit Card: up to 1 million dollars Terms and Conditions Apply.Find the Travel Insurance Certificate Here
Allow up to 5 supplementary cards for family members
Airport lounge
Wing Visa Gold Credit Card: Get access 2 times per year at global airport lounges by Plaza Premium Lounge’s network. Wing Visa Platinum Credit Card: Get Access 8 times per year at global airport lounges by Plaza Premium Lounge’s network.Card Service Fee & Limitation
Wing Visa Gold / Wing Visa Platinum Credit Card
|
Description |
Frequency |
Visa Gold |
Visa Platinum |
|
Annual Fee - Primary |
Annually |
USD 50 |
USD 250 |
|
Annual Fee - Supplementary |
Annually |
USD 10 |
USD 50 |
|
Card replacement fee |
Per Request |
USD 10 |
USD 15 |
|
Credit Limit |
Per Card |
USD 5,000 |
USD 50,000 |
|
Cash Advance Limit |
Per Card |
100% of the credit limit |
|
|
Purchase limit - POS/eCom |
Per Day |
100% of the credit limit |
|
|
Purchase transaction count- POS/eCom |
Per Day |
Unlimited |
|
|
Cash Advance Interest |
Monthly |
2% |
|
|
Purchase Interest |
Monthly |
1.50% |
|
|
Minimum Repayment |
Monthly |
10%, 20%, 50%, Full amount Or Minimum USD 15 |
|
|
Cash advance Limit Amount |
Per Day |
USD 1,000 |
|
|
Cash advance count at ATM |
Per Day |
5 times |
|
|
Cash Advance fee (own bank or other bank’s -ATM/POS) |
Per Transaction |
2% or Min USD 5 |
|
|
Purchase/Cash advance In Non-USD fee |
Per Transaction |
2.50% of transaction amount |
|
|
Late payment charge fee |
Per time |
5% of minimum repayment amount |
|
|
Transaction decline at other Bank's ATM/POS/eCom |
Per Transaction |
Free |
|
|
Balance Inquiry at other Bank's ATM/POS |
Per Transaction |
USD 0.50 |
|
|
Card Expiry |
Per Card |
5 Years |
|
|
PIN Change fee |
Per time |
Free |
|
|
Settlement Type |
|
Auto Debit from Account |
|
|
|
Wing Bank App |
||
|
|
Wing Bank Branch |
||
|
|
Wing Bank Master/Agent |
||
Eligibility
Principle cardholder aged from 18 years and above and supplementary cardholder aged from 15 years and above.
Documents Requirement
Personal Identification
- Valid national ID card or passport
- For foreigner: residence with valid visa entry and living period in Cambodia longer and 182 days’ /employment contract/ business registration.
For Secured Credit Card
- Collateral Type: Have Saving/Current Account/Fixed Deposit (term 6 months with auto rollover condition) with Wing Bank
- Credit Limit Secure: 90% of collateral replacement
Proof of Income for unsecured Credit Card
- Minimum Monthly income (Gross Salary/Profit) for Gold Card start from USD 200
- Minimum Monthly income (Gross Salary/Profit) for Platinum Card start from USD 2,000
Employees
- Employment letter including application name, salary, position, and length of minimum working period
- Bank statement for the last 3 months
- Salary slips for the last 3 months
- Additional documents if any
Business Owners
- Income statement for the last 1-year period or bank statement for 6 months
- House rental contract
- Business license/patent
- Additional documents if any
How to apply
Visit your nearest Wing Bank branches or contact us via our hotlines:+855 23 999 989 for more information.
For our branch address, please click here.
FAQs
1. How do I apply for a credit card?
You may visit any of our Wing Bank branches to submit an application.
2. Where can I pay my credit card bill?
You can pay your credit card bill at any of our Wing Bank branches, Wing agent locations nationwide, or through our online banking platform. You can also set up a recurring payment so that your bill is automatically paid each month.
3. Someone is using my credit card for unauthorized online transactions; what do I do?
If you notice any unauthorized transactions on your credit card statement, you should contact Wing Bank immediately. We will investigate the matter and take steps to protect your account.
4. What is the minimum income requirement to apply for a Wing Bank credit card?
The minimum gross annual income requirement is USD200 for Gold, 2,000 for Platinum
5. I’m a foreigner; am I qualified to apply?
Yes, you are still qualified to apply for a Wing Bank credit card if you are a foreigner. You will need to provide proof of your income and residency in Cambodia.
6. How do I activate my credit card?
You can activate your new credit card through the Wing Bank app by scanning the QR code on the credit card envelope and following the instructions. You can also activate your card at Wing ATM Machine.
7. How can I apply for a supplementary card?
A supplementary card is a credit card that is linked to your primary credit card account. You can apply for a supplementary card for your spouse, child, or other dependent. To apply for a supplementary card, you will need to visit the nearest branch.
8. I lost my credit card; what do I do?
If you lose your credit card, you should block your card in Wing Bank App or report it to Wing Bank immediately. We will cancel your card and issue you a new one. You can report your lost card by calling our Care Center Hotline at 023 999 989 or by visiting any of our Wing Bank branches.
9. Can I use my credit card when I’m abroad?
Yes, you can use your Wing Bank credit card when you are abroad. Visa cards are accepted in over 40 million establishments worldwide. Look for the logo to see if your card is accepted at a particular establishment.
