Wing Bank Local Transfer via The NCS is the fastest, easiest, and most affordable way to send money to anyone in Cambodia.

With our easy-to-use mobile app, you can transfer money to any local bank account in minutes, no need go to branches or issue cheque.​

Our local bank transfer service is available in KHR and USD with fees as low as 0.05% of the transferred amount. We have partnered with more than 30 local banks and MFI nationwide to ensure that you can transfer funds quickly and easily.

How to Transfer via the Wing Bank App

  1. Launch the Wing Bank App
  2. Tap on Local Transfer
  3. Select Wing Bank to Other Bank and then NCS
  4. Choose the Bank you want to transfer money to
  5. Enter the recipient's details, such as their name, bank account number, amount, and purpose.
  6. Agree to the terms and conditions
  7. And click SEND

Transfer Limitation

  • Per transaction: Unlimited
  • Per day: USD 100,000 or KHR 400,000,000

Table of Fees & Charges


Currency

Amount

Fees

USD

100,000

0.05%
(min. 5USD)

KHR

400,000,000

0.05%
(min. 20,00 KHR)

Enjoy Promotion with 0% Fee


Currency

Amount

Fees (Promotion)

USD

100,000

0.00%

KHR

400,000,000

0.00%


* Promo date: February 2023 – 31st Dec 2023

List of MFIs and Participating Banks

ID BIC External Code Name Clearing Center
1001 ABAAKHPP 36100 Advanced Bank of Asia Ltd Phnom Penh
1004 ACLBKHPP 41001 ACLEDA Bank Plc Phnom Penh
1176 BKCHKHPP 71001 Bank of China (Hong Kong) Limited Phnom Penh Branch Phnom Penh
1466 BKKBKHPP 82001 Bangkok Bank Plc. Br. Cambodia Phnom Penh
19336 BREDKHP2 92001 Bred Bank Cambodia Plc Phnom Penh
1009 CABCKHPP 16010 Cambodia Asia Bank Ltd Phnom Penh
1015 CADIKHPP 5001 Canadia Bank Plc Phnom Penh
320598 CHNOKHPP 99001 Chip Mong Commercial Bank Plc Phnom Penh
1011 CIBBKHPP 72121 CIMB Bank Cambodia Plc Phnom Penh
1016 CPBLKHPP 4010 Cambodian Public Bank Ltd Phnom Penh
1027 CSBCKHPP 80011 Cathay United Bank Cambodia Co, Ltd Phnom Penh
1020 CZNBKHPP 66001 Kookmin Bank Cambodia Plc Phnom Penh
1017 FCBKKHPP 40001 First Commercial Bank Phnom Penh Branch Phnom Penh
1018 FTCCKHPP 1010 Foreign Trade Bank of Cambodia Phnom Penh
1019 HDSBKHPP 81005 Phillip Bank Plc Phnom Penh
1316 HLBBKHPP 77001 Hong Leong Bank Cambodia PLC Phnom Penh
1265 ICBCKHPP 73001 Mega International Commercial Bank Phnom Penh
1040 ICBKKHPP 69001 ICBC Limited Phnom Penh Branch Phnom Penh
1088 IDBCKHPP 68001 Bank for Invest and Deve of Cambodia Plc Phnom Penh
1021 KRTHTHBK 9999 Krung Thai Bank Public Co, Ltd Phnom Penh
1022 MBBEKHPP 20001 May Bank Phnom Penh Branch Plc Phnom Penh
1346 MSCBVNVX 74001 MB Bank Plc., Cambodia Branch Phnom Penh
1003 NCAMKHPP 100001 National Bank of Cambodia Phnom Penh
1023 OSKIKHPP 78002 RHB Bank (Cambodia) Plc. Phnom Penh
346948 PINCKHPP 96001 PRINCE Bank Plc Phnom Penh
1024 PPCBKHPP 58111 Phnom Penh Commercial Bank Phnom Penh
565160 SBHRKHPP 105999 SBI Ly Hour Bank Plc Phnom Penh
1525 SBPLKHPP 56099 Sathapana Bank Plc Phnom Penh
1026 SGTTVNVX 64001 Sacom Bank Cambodia PLc Phnom Penh
1028 SHBKKHPP 53001 Shinhan Bank (Cambodia) Plc. Phnom Penh
1010 SICOKHPP 3001 Cambodian Commercial Bank Ltd Phnom Penh
1241 TACBKHPP 76001 Taiwan Cooperative Bank Phnom Penh Branch Phnom Penh
241470 TCABKHPP 102010 JTrust Royal Bank Ltd Phnom Penh
1029 UCBPKHPP 26100 Union Commercial Bank Plc Phnom Penh
1030 VBLCKHPP 43050 Vattanac Bank Phnom Penh

FAQs

  • 1. What is NCS Fund Transfer?

    NCS Fund Transfer is a manual inter-bank transfer system that allows Wing customers to send money from their Wing accounts to local bank accounts in Cambodia.
  • 2. Who is eligible to perform NCS Fund Transfer?

    NCS Fund Transfer is only available to Wing customers with fully verified accounts. Customers with non-KYC or partial KYC accounts must upgrade their account verification status at a Wing branch or agent before they can use NCS Fund Transfer.

  • 3. How many bank members can I transfer money to?

    You can transfer money to the following bank members:

    1. Sathapana
    2. ABA
    3. Acleda
    4. Amret
    5. Prasac
  • 4. Can I transfer cross-currency?

    No, NCS Fund Transfer only supports transfers in the same currency.
  • 5. No, NCS Fund Transfer only supports transfers in the same currency.

    NCS Fund Transfer supports USD and KHR.
  • 6. What is the daily transaction limit for USD or KHR?

    The daily transaction limit is $100,000 or 400,000,000 KHR.

  • 7. What are the transaction amount range and transfer fee?

    1. Transaction amount range: $0.01 - $100,000 or 100 KHR - 400,000,000 KHR
    2. Transfer fee: 0.05% of the transfer amount, with a minimum fee of $5 or 20,000 KHR
  • 8. How do I perform a fund transfer via NCS through the Wing Bank app?

    1. Launch the Wing Bank App 
    2. Tap on Local Transfer 
    3. Select Wing Bank to Other Bank and then NCS
    4. Choose your Wing Bank account and the bank you want to transfer money to. 
    5. Enter the recipient's details, such as their name, bank account number, amount, and purpose.
    6. Agree to the terms and conditions 
    7. and click SEND
  • 9. How long does it take for the recipient to receive the funds?

    The recipient will usually receive the funds within 2 business days.
  • 10. How can I cancel a transaction if I change my mind or send it to the wrong recipient account?

    You cannot cancel a transaction once it has been completed through the Wing Bank app. However, if you need to cancel the transaction, you can visit a Wing Bank branch or contact Wing Bank customer service at 023 999 989 or 012 999 489 for assistance. If your cancellation request is valid, our bank operations team will manually process a refund to your account, excluding the transfer fee.

  • 11. How long does it take to process a transaction?

    1. Transactions made before 10am will be processed in the first cycle on the same business day.
    2. Transactions made between 10am and 2pm will be processed in the second cycle on the same business day.
    3. Transactions made after 2pm or on weekends and holidays will be processed the next business day.
  • 12. Will I be notified if my transaction is rejected or declined?

    If your transaction is rejected or declined, you will be notified within 1 business day.