With Wing Bank Secured Home Loan, owning your dream home is closer than you think. Whether you’re buying your first house, upgrading your growing family, or investing in property, we make home ownership simple, flexible, and achievable.  

 

  • Loans from USD 15,000 
  • Repayment terms up to 20 years  
  • Interest rates from 7.50% 

A Home Loan Built Around You 

 

We understand that every homeowner’s journey is different. That’s why our home loan is designed to be flexible, accessible, and easy to manage – so you can focus on your future, not the paperwork 

 

  • Fast approval in just a few days – so you can move forward with confidence 
  • Flexible repayment options that fit your income and lifestyle 
  • Simple application via digital channels or with our dedicated Housing Loan Lending Team 

 

 

Who Is This Home Loan For?  

 

  • First-time homebuyers 
  • Families upgrade to a larger home 
  • Property investors 
  • Salaried professionals, business owners, or landlords 

 

If you’re ready to own or invest in property, this loan is built to support your goals.  

Product Features 

Feature Details 
Purpose Purchase a house for family occupation 
Borrower Eligibility Cambodian (main borrower) / co-borrower can be Cambodian or Foreigner 
Age Requirement 18–65 years (at loan maturity) 
Loan Amount USD 15,000 – over USD 500,000 (or KHR equivalent) 
Interest Rate Starting from 7.50% with down payment from 10% 
Loan Term Up to 240 months (about 20 years)  
Repayment Method Equal Monthly Installment (EMI) / Equal Monthly Principal (EMP) 
Grace Period:  3, 6 or 12 months 
Income Source: Salary, Business, Rental Income 
Insurance: Fire Insurance required for building 

Why Choos Wing Bank for Your Home Loan?

Fast & Clear Decisions

Know your approval results in just a few days -- no unnecessary delays.

Competitive Rates, Longer Terms

Enjoy attractive interest rates with repayment periods of up to 20 years.

High Financing Support

Borrow up to 90% of your property’s value, reducing the upfront financial burden.

Simple & Secure Process

Loans are secured with hard or soft title deeds, with minimal documentation required.

Mor Ways to Qualify

Multiple income sources accepted, including salary, business, and rental income.

How It Works 

 

Step 1: Start the Conversation 

Choose your preferred way to begin your loan application: 

  • Apply online
  • Visit the nearest Wing Bank branch or Lending Office to speak with our Lending Team or District Bankers  
  • Chat via our official Facebook Page 
  • Call us at 023 999 989 

 

 

Step 2: Share Your Details 

Upload your National ID and income documents digitally—or bring them along if applying in person. 

 

Step 3: Quick Review & Follow-Up 

Our team will gather any additional information and conduct a site visit if required. 

 

Step 4: Approval & Disbursement 

Once approved, your loan is processed and disbursed based on the agreed terms. 

 

Step 5: Make It Happen 

Receive your funds and the keys to your new home.

Get Started  

 

Own the home you’ve always dreamed of with fast approval and flexible financing. 
Our team is ready to support you every step of the way. 

 

Contact Us for Support 

 

Need help or have questions? Our team is ready to assist you: 

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  • Visit any Wing Bank Branch to speak to our loan officers, who are ready to assist you. 
  • Call our customer service at 023 999 989 
  • Chat or call via the “Help” feature in the Wing Bank app 
  • Message our verified Wing Bank Facebook page