ខ្មែរ
Wing Cambodia at 17
Innovation Rooted in Home,
Built for Everyone
Seventeen years ago, Wing began as a simple neighborhood money transfer service. Today, it moves tens of billions of dollars annually, serving millions through 12,000+ agents—most of them women—while driving inclusion with award-winning digital products and bold partnerships.
From city centers to remote villages, Wing Bank empowers families, entrepreneurs, and communities to thrive through accessible, mobile-first banking. With 26 branches and a vast nationwide agent network, Wing ensures every Cambodian can send, save, and spend with ease.
17
Years of Service
12,000+
Active Agents
80%
Women Agent
Millions
Customer Served
From Neighborhood Service to Commercial Bank
A journey of innovation, inclusion, and impact
Agent Network
12,000+ agents nationwide—over 80% women—creating income opportunities while unlocking financial access
Cambodian Ownership
Ownership passed into Cambodian hands, setting the stage for a locally led transformation that leaned hard into agent banking and practical mobile use cases.
Specialized Banking
Wing evolved into a specialized bank, unlocking the ability to serve a wider array of financial needs and closing gaps in banking services for everyday Cambodians.
Full Commercial Bank
Today, Wing is a 100% Cambodian-owned commercial bank—Wing Bank (Cambodia) Plc—with nationwide reach and a mission to ensure no Cambodian is left out of the financial system.
Award-Winning Innovation
Innovation has always been at the core of Wing Bank’s journey. From launching Cambodia’s first mobile money service to building a nationwide cashless ecosystem and integrating with Bakong, Wing continues to redefine financial access.
In 2024, Wing introduced Cambodia’s first dual-function Mastercard One Card—combining debit and credit in one for unmatched convenience—and earned triple honors at the Mastercard Awards: Leadership in Debit Volume, Cross-Border Volume, and Innovation Breakthrough.
In 2025, Wing Bank was named Best Social Impact Bank and received the Cashless Leadership Award from CFI.co. Its Free Cash Out campaign was also recognized at TikTok Quantum 2025 for driving financial inclusion.
Meanwhile, Digital Loan and Save for a Goal earned dual wins at the Global Banking & Finance Awards for digital lending and savings innovation. Wing further expanded horizons with Singapore Airlines KrisFlyer, allowing WingPoints to convert into travel miles—linking finance and lifestyle in a truly Cambodian way.
Built Different: Mobile First, Agent Powered, Women Led
Creating pathways to financial literacy and inclusion
Agent Network
12,000+ agents nationwide—over 80% women—creating income opportunities while unlocking financial access
Digital Innovation
Award-winning products like Digital Loans and Save-for-a-Goal designed for instant, paperless banking
Free Cash Out
Revolutionary service allowing customers to withdraw funds without fees—unprecedented in Cambodia’s banking industry
Physical Infrastructure
23 banking outlets, 42 ATMs/CRMs, and 80+ Master Agents across Cambodia
Partnerships That Bring the World Home
Collaborative growth strategy connecting Cambodians to more services, value, and markets
Wing Bank’s partnerships reflect a shared commitment to Cambodia’s sustainable growth. Its collaboration with the Ministry of Agriculture, Forestry, and Fisheries (MAFF) has brought new hope to rural communities through a USD 3 million climate-smart agriculture fund, offering farmers and agribusinesses low-interest financing.
The bank has also joined hands with the Ministry of Tourism to enable digital payment solutions for tourists, allowing visitors to enjoy the same convenience and security that Cambodians experience through QR payments and tourist wallets. In collaboration with TotalEnergies Cambodia, Wing Bank provides business loans of up to USD 3 million to strengthen service station networks and distributors, while its partnership with CIMB Singapore enhances cross-border financing for SMEs, fueling trade and regional integration.
Wing Bank is also helping shape Cambodia’s digital economy through its work with the Techo Startup Center (TSC). As a mentor and key sponsor, Wing Bank has supported initiatives like the Digital Platform Accelerator, Reverse Innovation Program, and Turing Hackathon, empowering over 160 startups, creating 2,000+ jobs, and nurturing a vibrant generation of innovators.
“Our story is deeply tied to Cambodia’s journey of progress,” said Dr. Dmytro Kolechko, CEO of Wing Bank. “From financial inclusion to agriculture, from payments to innovation, we have always believed that technology can be a force for good — empowering individuals, strengthening communities, and contributing to national growth.”
Empowering Customers and Communities
At the core of every innovation is Wing Bank’s mission to empower people. Through its digital platforms, Wing Bank enables millions of Cambodians to transfer money, manage savings, and access credit securely and conveniently. It serves as a financial bridge for tens of thousands of Cambodians working overseas through partnerships with Japan Money Express and Japan Remit Finance, ensuring that families back home receive funds instantly to support education, health, and everyday needs.
This commitment also extends to those who power the bank itself — its people. Through programs like the Young Winger Development Program, launched in 2024, the bank equips university students with hands-on training and mentorship, preparing the next generation of banking professionals. To date, over 60 graduates have completed the program, one in four of whom are women. In 2025, it deepened its inclusion mission through Project Echo, hiring six hearing-impaired individuals into its Customer Experience team and training staff in sign language — a step forward for inclusivity in Cambodia’s corporate sector.
“Our people are the heart of our success,” said Ms. Akhitrawinyda Kith, Chief Marketing Officer of Wing Bank. “We invest in their growth because we believe that when our people thrive, our customers and communities thrive too.”
Young Winger Development Program
Launched in 2024 to train and mentor university students—preparing future banking professionals. Over 60 graduates completed the program, one in four women.
Project Echo
Hired six hearing-impaired individuals into the Customer Experience team and trained staff in sign language—setting a national example for workplace inclusion.
Foundation for Refugees Assistance
Mobilized nationwide donations and volunteers to support displaced families—providing food, shelter, and emergency aid in partnership with RGC and NGOs.
Seventeen Years Strong — and the Journey Continues
“We are humbled by how far we’ve come,” said Dr. Dmytro Kolechko, CEO of Wing Bank. “But we know our journey is not over. As Cambodia transforms, Wing will continue to evolve — bringing banking that is deeper, more inclusive, and more intelligent to every Cambodian.”
As a proud, fully Cambodian-owned institution, Wing Bank has proven that when purpose meets innovation, progress follows. With a growing customer base, nationwide reach, award-winning products, and an unshakable commitment to community, Wing Bank stands as a trusted partner in every Cambodian’s journey — today, tomorrow, and for generations to come.