Business Line of Credit

I need flexible funding to keep my business moving

Access flexible financing to manage working capital, support business expansion, or respond quickly to new opportunities. With Wing Bank Business Line of Credit, you can choose between secured and unsecured options based on your business needs and available collateral.

Keep Your Business Ready for Every Opportunity

Business needs can change quickly. You may need funds to manage daily operations, purchase inventory, support cash flow, or invest in your next stage of growth.

Wing Bank Business Line of Credit gives you access to revolving credit with flexible terms, allowing your business to stay agile and ready when funding is needed.

Why Choose Wing Bank Business Line of Credit

Flexible Funding Access

Access funds when your business needs support for working capital, expansion, or other approved purposes.

Secured and Unsecured Options

Choose a secured credit line with collateral or an unsecured credit line without pledging assets, subject to Wing Bank’s credit assessment.

Repayment Designed for Cash Flow

Pay monthly interest, with principal repayment due at maturity, helping your business manage cash flow more effectively.

Product Description

Secured Business Line of Credit

Secured Business Line of Credit is suitable for customers who want flexible revolving credit and can secure the facility with accepted collateral such as Strong Title Deed or Soft Title Deed.

This option may support customers who need higher funding access, flexible loan terms, and financing for working capital, business expansion, or personal use.

Unsecured Business Line of Credit

Unsecured Business Line of Credit is designed for SMEs and corporate supply chain partners who need serious capital without tying up their assets.

This option gives access to collateral-free financing for working capital, business expansion, or other approved needs, subject to Wing Bank’s credit assessment.

Compare Business Line of Credit Options

Feature	Secured Business Line of Credit	Unsecured Business Line of Credit
Best For	Businesses that can provide collateral and want access to flexible credit	SMEs and corporate supply chain partners that need funding without pledging assets
Loan Size	Up to USD 5,000,000 and above or KHR equivalent	Up to USD 500,000 or KHR equivalent
Interest Rate	Starting from 7.5% p.a.	Starting from 8%
Loan Tenor	Flexible term	Flexible tenor
Eligibility	Cambodian individuals, SMEs, and corporates	Cambodian individuals, SMEs, and corporates
Age Requirement	18–65 years old upon loan maturity	18–65 years old upon loan maturity
Loan Purpose	Working capital, business expansion, or personal use	Working capital, business expansion, or personal use
Collateral	Strong Title Deed or Soft Title Deed	No collateral needed
Repayment Mode	Pay monthly interest, with principal due at maturity	Pay monthly interest, with principal paid off at account maturity

Required Documents

Applying is simple, and our flexible loan conditions are designed to support your business or personal needs.

Required documents may include:

Customer identity and proof of residency
Business or salary income proof
Additional documents may be required in accordance with Wing Bank’s credit policy