Senior Productive Lending Manager

Full Time Phnom Penh Posted 4 weeks ago

Instant Lending Business

The Senior Manager Productive Lending will lead the product management function for business loans, with a focus on tapping the MSME segment, enhancing the portfolio, and driving revenue through innovative merchant and SME-related loan programs. The role demands a strong understanding of FMCG supply and value chains, product lifecycle management, and a strategic approach to unlocking growth opportunities in the lending space.

Job Descriptions

  • Product Management of Business Loans:
  • Oversee the end-to-end product lifecycle of business loans in digital lending ambit
  • Ensure products align with the organization’s strategic goals and meet customer needs.
  • Tapping MSME Potential:
  • Develop and implement strategies to identify and capture opportunities in the SME/MSME segment.
  • Design tailored lending solutions for MSMEs to drive portfolio growth.
  • Enhancing Portfolio and Revenue:
  • Drive portfolio expansion and revenue generation for merchant loans.
  • Analyze market trends and customer behaviors to identify growth opportunities.
  • Product Ideation and Maintenance:
  • Conceptualize, develop, and launch new loan programs for merchants and SMEs.
  • Ensure continuous maintenance and enhancement of existing products to remain competitive and compliant.
  • Strategic Collaboration:
  • Collaborate with cross-functional teams, including risk, operations, and marketing, to ensure seamless product delivery and execution.
  • Partner with FMCG stakeholders to leverage supply chain dynamics for value-added financing solutions.

Job Requirements

  • Bachelor’s degree in Business Administration (BBA) or related field.
  • Minimum of 6 years of experience in banking, FMCG, or fintech sectors.
  • Proven expertise in product management, particularly in lending products.
  • Deep understanding of FMCG supply and value chains.
  • Strong analytical and strategic thinking skills.
  • Excellent interpersonal and communication abilities
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