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Wing Digital Loan is a convenient and flexible financial solution for Wing Bank App users who need quick cash for phone top-up or other urgent cash needs. You will get the funds you need in minutes, which will be deposited directly into your Wing Bank account once approved.
Benefits
- From as low as USD 3 loan amount.
- Quick approval in minutes.
- No documents or collateral required.
- Funds deposited directly into your Wing Bank account.
How to get the loan?
- Launch the Wing Bank app.
- Click on Loan
- Follow the instructions.
- Input detailed information, Loan amount, term, and repayment date, and then tap on continue.
| Eligibility | Be at least 18 years old. |
| Have the Wing Bank app and be an active user. | |
| Good credit history record. | |
| Loan amount | USD 3 – USD 50 |
| Loan Term | 1 Week |
| Interest Rate | 0% |
| Loan Fee | Flexible and Affordable |
| Loan Repayment | Automatic deduction from the Wing Bank account, or physically pay at Wing locations. |
| Repayment Date | 7 days after loan disbursement date |
FAQs
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1. What is Wing Digital Loan?
Wing Digital Loan is a short-term loan that can be used for a variety of purposes, such as covering unexpected expenses, phone top-up or making small items purchase. Wing Digital Loans offer competitive interest rates and flexible repayment terms. -
2. Who is eligible for Wing Digital Loan?
Wing Digital Loans are available to active Wing Bank App users who have a good credit score and can repay the loan on time. -
3. How much can I borrow?
The amount you can borrow depends on your credit score and repayment ability. However, you can borrow from as low as $3 to $50 with a fixed loan term of 1 week. -
4. What are the interest rates and fees?
There are no interest rates charged, and the fee is very competitive. -
5. What are the repayment terms?
You can choose to repay your loan up to 1 week. -
6. How do I apply for a Wing Digital Loan?
You can apply on the Wing Bank app. -
7. Can I apply for a loan if I have a bad credit history?
Yes, you can still apply for a Wing Digital Loan even if you have a bad credit history. However, your application will be subject to approval based on the internal assessment criteria of Wing Bank. -
8. What happens if I fail to repay the loan on time?
You are encouraged to repay on time to have a good credit history. However, the penalty will be imposed for late payment with 2.25% per month on installment amount. -
9. What if I have other questions?
If you have any further queries regarding Wing Digital Loan, please contact our care center via 023 999 989 or direct chat with our Wing Chat in Wing Bank app or official Wing Bank Facebook page with the blue tick.
