Payroll Overdraft is a secured revolving credit facility designed to help businesses meet monthly payroll obligations without disrupting daily operations. Built on our Business Overdraft framework, this facility provides fast access to working capital when payroll expenses exceed short-term cash availability. 

 

It is ideal for businesses with regular payroll cycles, stable cash flows, and an established banking relationship. 

 

Key Features 

 

Currency USD KHR 
Loan​ amount USD 500 - USD 500,000 KHR Equivalent 
Tenor 12 Months 
Interest​ Rate Negotiable 

Key Benefits 

 

  • Ensure on-time salary payments to employees 
  • Improve employee satisfaction and retention 
  • Bridge short-term cash gaps without taking a long-term loan 
  • Pay interest only on the amount utilized 
  • Revolving facility with flexible drawdowns and repayments 

Required Document 

 

Applying is simple, and our flexible loan conditions are designed to work for your business: 

Customer identity & proof of residency 

Business or salary income proof 

 

How​ to​ apply 

 

  • Visit any Wing Bank branch to speak with our team 
  • Connect with regional loan officers anywhere in the country 
  • Call our customer service at 023 999 989 
  • Chat or call via the “Help” feature in the Wing Bank app 
  • Message our verified Wing Bank Facebook page