From renovating your home to upgrading appliances or investing in long-term comfort, Wing Bank’s Secured Consumption Loan helps you move forward with confidence—without putting your plans on hold. 

 

  • Loan starting from USD 500 
  • Repayment terms for up to 10 years  
  • Interest rate from 8.50% p.a. 

 

Made for Real Life, Real Needs 

 

Life does not stand still—and neither should your home. Whether you’re refreshing your space, investing in better equipment, or making improvements for your family, our Secured Consumption Loan gives you the flexibility to act when it matters most. 

  • Quick approval so your plans don’t wait 
  • Flexible repayment that fits your monthly budget 
  • Simple application through digital channels or with our friendly Lending Team 

Why Choose Wing Bank for Your Secured Consumption Loan? 

 

Fast & Clear Decisions 

Know where you stand in just a few days—so you can plan with certainty. 

 

Flexible Payments That Fit Your Life 

Enjoy competitive interest rates and repayment periods of up to 120 months helping keep monthly payments comfortable. 

 

Stronger Financial Support 

Borrow up to 70% of your collateral value, giving you more room to move forward. 

 

Simple, Secure & Stress-Free 

Loans are secured with hard or soft title deeds, supported by minimal paperwork. 

 

More Ways to Qualify 

We accept salary, business, or rental income, making it easier to access financing. 

Product Features  

Feature Details 
Purpose 

 

Home equipment, home investment, personal consumption 

 

Eligibility Cambodian main borrower; co-borrower can be Cambodian or Foreigner 
Age Requirement 18–65 years (at loan maturity) 
Loan Amount USD 500 – over USD 500,000 (or KHR equivalent) 
Interest Rate From 8.50% p.a. 
LTV Up to 70% of collateral value 
Loan Term Up to 120 months (about 10 years)  
Repayment Method Equal Monthly Installment (EMI), or Equal Monthly Principal (EMP) 
Grace Period:  3, 6,12 months (about 51 years) 
Income Source: Salary, business, or rental income 
Insurance: Fire Insurance required for building (Loan limit > USD 100,000) 

 

How to Apply 

 

Step 1: Start the Conversation 

Choose your preferred way to begin your loan application: 

  • Apply online
  • Visit the nearest Wing Bank branch or Lending Office to speak with our Lending Team or District Bankers  
  • Chat via our official Facebook Page 
  • Call us at 023 999 989 

 

 

Step 2: Share Your Details 
Upload your National ID and income documents digitally—or bring them along if applying in person. 

 

Step 3: Quick Review & Follow-Up 

Our team will gather any additional information and conduct a site visit if required. 

 

Step 4: Approval & Disbursement 

Once approved, your loan is processed and disbursed based on the agreed terms. 

 

Step 5: Make It Happen 

Receive your funds and move forward with your home improvement plans. 

Get Started Today 

 

Turn your home ideas into action with flexible financing and fast approval. 
Wing Bank is here to support you, every step of the way. 

 

 

Contact Us for Support 

 

Need help or have questions? Our team is ready to assist you: 

 

  • Visit any Wing Bank Branch to speak to our loan officers, who are ready to assist you. 
  • Call our customer service at 023 999 989 
  • Chat or call via the “Help” feature in the Wing Bank app 
  • Message our verified Wing Bank Facebook page