Everything Is Like a Dream with These Benefits

New to Credit Cards?

A credit card gives you an approved credit limit that you can use to make purchases now and repay later. 

 

For example, if your credit limit is USD 1,000 and you spend USD 200, you will have USD 800 available to use. When you repay what you owe, your available credit is restored. 

 

Remember: Credit is borrowed money. Spend within your means, check your outstanding balance, and make your repayments on time. 

Who Can Apply? 

 

 

  • Full KYC Wing Bank account 
  • Age 18–65 years old 
  • Cambodian and eligible foreign residents 
  • Subject to Wing Bank approval 

 

     Apply Now 

Apply in Just a Few Steps 

 

 

 

  1. Open your Wing Bank App 
  2. Go to Cards 
  3. Select Virtual Credit Card 
  4. Submit your application 
  5. Once approved, your virtual Visa Dream Credit Card is ready to use 

Fees & Limits 

Type of Service 
Fees & Limitations 

Annual Fee 

Free 

Physical Card Replacement Fee 

USD 6 

Card Validity 

5 years 

Cash Advance Fee 

2% of transaction amount (min. USD5) 

Cash Advance Interest 

2% per month 

Purchase Interest 

1.5% per month 

Non-USD Transaction Fee 

2.5% of transaction amount 

QR Payment Transaction Fee* 

2% of transaction amount 

Late Payment Charge 

5% of minimum repayment 

Purchase (POS/Online/QR) 

100% of credit limit 

Daily Purchase Amount Limit 

Up to credit limit (USD 10,000) 

Daily Purchase Transaction Limit 

Up to 99 times 

Daily QR Scan Amount Limit 

Up to credit limit (USD 10,000) 

Daily QR Transaction Limit 

Up to 99 times 

Cash Advance Limit 

50% of credit limit 

Cash Advance Amount Limit 

USD 1,000 

Daily Cash Advance Transaction Limit 

5 times 

Transaction Decline Fee 

Free 

Balance Inquiry (Other Banks) 

USD 0.5 

* The QR payment transaction fee may apply when using credit card as source of fund to pay to individual or solo merchant QR. 

Make It Physical!

Want a physical Visa Dream Credit Card too?

Get your physical Visa Dream Credit Card and enjoy 1% cashback on eligible purchases.
Terms and Conditions apply.

Scan the QR code to request your physical card.

If you’re viewing this page on a mobile device, simply click the link below to request your physical card now:
Request Physical Card

Talk to Us Today

We’re ready to help you take the first step.

Call
(+855) 23 999 989
Email
care.centre@wingbank.com.kh
Chat via
Wing Bank App
Message our
verified Facebook page