Experience a faster, simpler, and more affordable way to send and receive money globally with TerraPay through Wing Bank. Our seamless integration ensures convenient, speedy, and secure transactions, making international money transfers a breeze. Whether you're sending funds to family abroad or conducting business transactions, trust TerraPay and Wing Bank for a reliable and efficient remittance experience.

Benefits

Convenience

Direct money transfers to bank accounts in over 30 countries worldwide.

Speed

Receive funds within minutes or hours, depending on the receiver’s destination countries.

Reliability

TerraPay is your trusted and reputable partner for remittance services.

Security

Your transactions are safeguarded by robust security measures.

Transfer Options

Choose the Wing Bank App or visit a Wing Agent to initiate transfers. Enjoy sending money abroad with competitive fees based on your destination countries, currency, and transfer amount. Check our transparent fee structure for each destination to make informed decisions.

How-To: Sending Money with Wing Bank App

Follow these simple steps on the Wing Bank App

  1. Log in to the Wing Bank App.
  2. Navigate to "World Transfer."
  3. Enter the recipient's country (e.g., Belgium).
  4. Choose TerraPay as your partner.
  5. Complete required information and click "SEND."
  6. Verify details and click "CONFIRM."
  7. Input your PIN code to complete the transaction.

How-To: Sending Money via Wing Bank Branches

For in-person transactions at Wing Bank branches

  1. Visit any Wing Bank branch.
  2. Ensure you have a Full KYC Wing Bank account for international transfers.
  3. Complete necessary information on the provided form.
  4. Confirm and input your PIN on the POS machine.
  5. Receive a receipt with the reference code for the recipient.

Requirements

To transfer money abroad, customers must have a standard Wing Bank account (Full-KYC). Register your account at any branch with the required documents as below:

  • Resident: Valid National ID card or valid passport or other issued by the authorities (Cambodia employment book, monk Identity card, family book/residence book, birth certificate)
  • Non-resident: Passport and visa valid for 6 months or more and proof of employment or business (employment contract, work permit card, staff ID, patent or business permit/license) or proof of residence document made and issued in Cambodia (rental contract, residence certificate, birth certificate of their child). Note: Water and electricity bills are not accepted.

Fee Charges

Via the Wing Bank app

No

Corridors

Currency

Start Range

End Range

Fee Charge

1

India

USD

0.01

500.00

5.00

USD

500.01

2,500.00

8.00

KHR

1.00

2,000,000.00

20,000‬.00

KHR

2,000,001.00

10,000,000‬.00

32,000‬‬.00

2

SEPA (Austria, Belgium, Bulgari, Croatia, Cyprus, Czechia, Denmark, Estonia, France, Finland, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Switzerland, United Kingdom)

USD

0.01

500.00

5.00

USD

500.01

2,500.00

10.00

KHR

1.00

2,000,000.00

20,000.00

KHR

2,000,001.00

10,000,000‬.00

40,000.00

3

Malaysia

USD

0.01

500.00

5.00

USD

500.01

2,500.00

8.00

KHR

1.00

2,000,000.00

20,000.00

KHR

2,000,001.00

10,000,000‬.00

32,000.00

4

South Korea

USD

0.01

1,000.00

5.00

USD

1,000.01

2,500.00

8.00

KHR

1.00

4,000,000.00

20,000.00

KHR

4,000,001.00

10,000,000‬.00

32,000.00

5

Sri Lanka

USD

0.01

500.00

5.00

USD

500.01

2,500.00

8.00

KHR

1.00

2,000,000.00

20,000.00

KHR

2,000,001.00

10,000,000‬.00

32,000.00

6

Vietnam

USD

0.01

500.00

4.00

USD

500.01

2,500.00

6.00

KHR

1.00

2,000,000.00

16,000.00

KHR

2,000,001.00

10,000,000‬.00

24,000.00

7

China - Union Pay

USD

0.01

500.00

5.00

USD

500.01

1,000.00

9.00

USD

1,000.01

1,500.00

13.50

USD

1,500.01

2,000.00

18.00

USD

2,000.01

2,500.00

23.00

KHR

1.00

2,000,000.00

20,000.00

KHR

2,000,001.00

4,000,000.00

36,000.00

KHR

4,000,001.00

6,000,000.00

54,000.00

KHR

6,000,001.00

8,000,000.00

72,000.00

KHR

8,000,001.00

10,000,000‬.00

92,000.00

8

China - Alipay

USD

0.01

500.00

5.00

USD

500.01

1,000.00

9.00

USD

1,000.01

1,500.00

13.50

USD

1,500.01

2,000.00

18.00

USD

2,000.01

2,500.00

23.00

KHR

1.00

2,000,000.00

20,000.00

KHR

2,000,001.00

4,000,000.00

36,000.00

KHR

4,000,001.00

6,000,000.00

54,000.00

KHR

6,000,001.00

8,000,000.00

72,000.00

KHR

8,000,001.00

10,000,000‬.00

92,000.00

Receiving Money

Wing Bank customers can easily receive money abroad from various countries via TerraPay. Funds are instantly credited to the recipient's Wing Bank account, requiring no additional action.

Limitations

Wing Bank account deposit limit: Up to USD 2,500 per transaction and USD 5,000 per day.

Requirements

To receive money abroad, customers must have a standard Wing Bank account (Full-KYC).

How can we help you?

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FAQs

  • 1. What is TerraPay?

    TerraPay is a leading global partner for banks, mobile wallets, money transfer operators, merchants, and financial institutions.
  • 2. How long does it take for money to be transferred overseas using TerraPay?

    The duration varies based on the destination country but is typically instant.

  • 3. What is the currency exchange rate for overseas transfers?

    The currency conversion relies on TerraPay's exchange rate at the time of the transfer.
  • 4. Will my beneficiary be charged for this service as well?

    No, there are no additional fees on the recipient's side.
  • 5. Which countries can I transfer or receive money from through TerraPay partner?

    With TerraPay Partner you can transfer or receive money from

    • Transfer: Austria, Belgium, Bulgaria, Bulgaria, China, Croatia, Czech Republic, Denmark, Estonia, France, Finland, Germany, Greece, Hungary, India, Iceland, Ireland, Italy, Latvia, Lithuania, Lithuania, Malaysia, Slovenia, Poland, Norway, South Korea, Sri Lanka, Sweden, Switzerland, United Kingdom and Vietnam
    • Receive: Australia, Canada, China, France, India, Italy, Japan, Malaysia, Philippines, Singapore, South Korea, United Kingdom, United States, and Vietnam.
  • 6. Can I make several transfers within a day?

    Certainly, you can conduct multiple transactions up to USD 5,000 per day. Each new transaction is subject to a new fee charge, detailed in the "Transferring Amount and Fee Charge" section. Please note that future changes may occur based on TerraPay partnerships, and Wing Bank reserves the right to modify them without prior notice.
  • 7. If I don't have the Wing Bank app, how can I send/receive money?

    If you haven't registered for a Wing Bank account, visit any Wing Bank branch. Complete the account registration by providing the necessary documents for a full KYC account, enabling you to seamlessly send and receive money internationally.
  • 8. Where can I contact if my transaction is not successful?

    For support, contact our customer service at 023 999 989 or reach out to us via the Wing Bank app, Wing Bank Facebook Messenger, or WhatsApp at 078 999 489. Our team is ready to assist you in case of any issues or inquiries.