Wing Digital Loan is a convenient and flexible financial solution for Wing Bank payroll customers. You can borrow up to USD 1,000 for any purpose; whether it’s last-minute payments or other urgent cash needs, Wing Digital has you covered. You will get the funds you need in minutes, which’ll be deposited directly into your Wing Bank account once approved. ​



  • Up to USD 1,000 loan amount.
  • Quick approval in minutes.
  • No documents or collateral required.
  • Funds deposited directly into your Wing Bank account.

How to get the loan?

  • Launch Wing Bank app
  • Click on "Loan" Icon
  • Follow the instruction.
  • Input detailed information, Loan amount, term, and repayment date, and then tap on continue.




Be at least 18 years old.

Be a Wing Biz+ Customer.

Have the Wing Bank app and be an active user.

Good credit history

Loan amount

Up to USD 1,000

Loan Term

Up to 3 months

Interest Rate

Competitive rate

Loan Repayment

automatic deduction from the Wing Bank account, or physically pay at Wing locations.

Repayment Date

Every next salary day or second salary day



  • 1. What is Wing Digital Loan for Payroll customers?

    Wing Digital Loan for payroll customers is a short-term loan that can be used for a variety of purposes, such as covering unexpected expenses, consolidating debt, or making a large purchase. Wing Digital Loans are available to Wing Payroll customers and offer competitive interest rates and flexible repayment terms.

  • 2. Who is eligible for Wing Digital Loan Payroll customers?

    Wing Digital Loan for payroll customers are available to customers using Wing payroll service.  

  • 3. How much can I borrow?

    The amount you can borrow depends on your salary and repayment capacity. However, you can get up to $1,000 with a loan term of up to 3 months.

  • 4. What are the interest rates and fees?

    We offer competitive interest rate and fees. The exact interest rate and fees will be displayed at the time of your loan application.

  • 5. What are the repayment terms?

    From 2 weeks to 3 months.

  • 6. How do I apply for a Wing Digital Loan?

    You can apply through Wing Bank app or the nearest Wing agents.

  • 7. Can I apply for a loan if I have a bad credit history?

    Yes, you can still apply for a Wing Digital Loan for payroll customers even if you have a bad credit history. However, your application will be subject to approval based on the internal assessment criteria of Wing Bank.

  • 8. What happens if I fail to repay the loan on time?

    If you fail to repay the loan on time, you will be charged a penalty fee. Failure to repay the loan may also affect your credit score and make it difficult for you to obtain credit in the future.

  • 9. What if I have other questions?

    If you have any further queries regarding Wing Digital Loan, please contact our care center via 023 999 989/012 999 489 or direct chat with our official Wing Bank Facebook page with the blue tick.